annual-report-FY2020

323 MAHINDRA & MAHINDRA LTD. INTEGRATED ANNUAL REPORT 2019-20 9. Loans Rupees crores Particulars Non Current Current 2020 2019 2020 2019 a) Security Deposits — Unsecured, considered good............................................................. 222.62 285.62 104.39 104.56 — Doubtful.............................................................................................. 2.04 0.46 0.04 0.04 224.66 286.08 104.43 104.60 Less: Allowance for doubtful Security Deposits................................... 2.04 0.46 0.04 0.04 Total (a).................................................................................................... 222.62 285.62 104.39 104.56 b) Loans to related parties — Unsecured, considered good............................................................. 27.66 40.74 49.55 — — Doubtful.............................................................................................. 17.00 17.00 — — 44.66 57.74 49.55 — Less: Allowance for doubtful loans to related parties ...................... 17.00 17.00 — — Total (b).................................................................................................... 27.66 40.74 49.55 — c) Other Loans — Secured, considered good. ................................................................ 0.54 0.50 44.77 26.33 — Unsecured, considered good............................................................. 243.48 181.82 353.24 172.18 — Doubtful.............................................................................................. 2.40 9.81 14.21 13.69 246.42 192.13 412.22 212.20 Less: Allowance for doubtful loans....................................................... 2.40 9.81 14.21 13.69 Total (c).................................................................................................... 244.02 182.32 398.01 198.51 d) Financial Services receivable # — Secured, considered good. ................................................................ 40,750.80 35,916.78 18,255.97 20,729.42 — Unsecured, considered good............................................................. 58.30 41.42 2,334.72 2,509.91 — Significant increase in credit risk...................................................... 4,762.09 3,520.68 3,337.81 3,322.76 — Credit impaired................................................................................... 1,900.14 1,497.74 5,114.88 3,617.28 47,471.33 40,976.62 29,043.38 30,179.37 Less: Allowance for doubtful Financial Services receivable................. 2,020.40 970.30 1,631.65 1,247.76 Total (d).................................................................................................... 45,450.93 40,006.32 27,411.73 28,931.61 Total (a)+(b)+(c)+(d)................................................................................ 45,945.23 40,515.00 27,963.68 29,234.68 # Refer Note 33 for disclosures related to credit risk, impairment of financial services receivables under expected credit loss model and related disclosures. 10. Other Financial Assets Rupees crores Particulars Non Current Current 2020 2019 2020 2019 Financial assets at amortised cost Bank deposit.................................................................................................... 467.73 138.58 — — Security deposit............................................................................................... 56.59 61.87 28.52 31.97 Interest accrued on investment, other loans................................................ — — 359.39 306.73 Government grant receivable........................................................................ 430.81 416.78 128.76 104.61 Others............................................................................................................... 41.87 — 622.75 356.32 Financial Assets at Fair value Derivative financial assets ............................................................................. 190.72 211.74 37.94 91.81 Total .................................................................................................................. 1,187.72 828.97 1,177.36 891.44